Consumer and Commercial Credit Recovery

Bankruptcy
We represent virtually every type of lender and business owner who is a creditor of a bankrupt borrower or customer. The federal Bankruptcy Code is rivaled only by the tax code in its sheer complexity. Bankruptcy reform promises to streamline some aspects of the process but will undoubtedly raise new issues and concerns. Every week, we are before the United States Bankruptcy Courts for the Northern and Southern Districts of Mississippi representing our clients' best interests.

With superior technology and a support staff of more than six highly-trained individuals, we handle numerous new bankruptcy claims every month. In Chapter 13 individual reorganizations, where appropriate, we work to raise plan payments, challenge debtor's representations of value, and oppose inadequate or unacceptable arrangements for payment of our clients' claims. In Chapter 7 liquidations, we move quickly to protect our clients' collateral and to maximize the opportunities to obtain an enhanced priority position. In the typically more complex Chapter 11 reorganizations, we use our experience and resources to guard our clients' rights and to ensure that they enjoy the very best recovery. Our comprehensive case management program and automated case tracking system enables us to provide state-of-the-art service in bankruptcy matters.

Possessory Actions
We are actively engaged in representing lenders and business owners who need our experienced legal services in recovering collateral from borrowers in default. We handle replevin and related possessory actions almost every day in courts across the state.

Collections
We are fully staffed and equipped to provide collection services on a contingent fee basis. We also will perform collections on hourly and flat fee arrangements. Our office is currently handling numerous new collection matters each month and is capable of handling many more. We employ a full time professional and support staff of more than five experienced individuals trained in all aspects of collections including Fair Debt Collection Practices, skip-tracing and asset identification and recovery.

Foreclosures
We handle foreclosures of interests in real property in every county in Mississippi. Title problems frequently surface at the time of a mortgage default, and our real estate expertise is an invaluable aid to resolving the title difficulties and proceeding to foreclosure. Foreclosure by the summary power of sale procedure is most often applied, but in the event judicial foreclosure is required, our attorneys have the experience and knowledge to take such action.

Evictions
Our professional and support staff are experienced and knowledgeable about the use of legal process to remove defaulting borrowers from property following foreclosure. We handle a significant number of such actions each month.

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